The Wells Fargo Active Cash® Card offers unlimited 2% cash rewards on purchases, with no categories to activate or earnings limits to track. This makes it a great option for those who want high rewards without the hassle. In addition to the 2% cash back, new cardholders can also earn a $200 cash rewards sign-up bonus for spending just $500 in purchases within the first three months. This is a competitive sign-up bonus for a card with no annual fee and sets the Wells Fargo Active Cash® Card apart from other 2% back cards.
The card also offers a 15-month 0% APR intro offer on new purchases and eligible balance transfers, making it a great option for those looking to avoid interest on purchases and balance transfers into 2025. Keep in mind that balance transfers need to be made within the first 120 days to qualify for the reduced interest rate and lower balance transfer fee.
Despite the high rewards rates, the Wells Fargo Active Cash® Card has no annual fee, making it a cost-effective choice for cardholders. Additionally, cardholders can benefit from built-in cell phone protection of up to $600 by paying their cell phone bill with the card, providing added peace of mind.
Overall, the Wells Fargo Active Cash® Card is a valuable option for those looking for easy-to-use high reward credit card with no annual fee and added benefits like a sign-up bonus and cell phone protection.